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Facing the Mortgage Crisis - Radio Chat
7:06
Hello Georgians! It's good to have you with us. Thanks for joining the Web chat today. We are joined by special guest Adaeze Onu, a certified housing counselor with Consumer Credit Counseling Service of Greater Atlanta. She will be answering your questions.
7:25
[Comment From Victorine Ngalle ]
We recently bought a house 30fixed and are looking for ways to pay off the house early. My question, Can we modify the contract to a 15yrs fixed? If yes what are the conditions?
7:27
Hello, this is Adaeze, you absolutely can, if you have adequate equity, your debt-to-income ratios are low and you have good credit history. You can definitely give us a call at 1.800.251.2227 to speak with a counselor :)
7:31
[Comment From Guest ]
Does legal aid man have a phone number?
7:31
Please hold. I will find out. Thanks
7:31
[Comment From Guest ]
i can't type as fast as those people can talk. I didn't get that web URS for consumer credit or legal aid.
7:33
Please hold, I will get those Web addresses and numbers for you.
7:34
[Comment From Victorine Ngalle ]
Going back to my initial question, if we were to pay a large lumpsum payment, how would that affect; a the principal and b the the term of the mortgage?
7:35
The number for Atlanta Legal Aid is 888-257-9519. The number for Consumer Credit Counseling Service of Greater Atlanta is 800-251-2227.
7:38
Hello Victorine, making a lumpsum payment reduces your unpaid principal balance but does not change your term.
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